Car Insurance - 18 Year old with Zero No Claims Bonus

Car insurance quote analysis for an 18 year old with zero bonus. Comparison with and without a telematics black box.

Car Insurance Too High? Try this:

Compare Quotes
  • Compare 100+ companies
  • SAVE up to *£504
  • Safe & secure

→ Don't have a reg number? Click Here

Retrieve previous quote

Quote overview

To compare car insurance quotes for an 18 year old driver who has never had insurance before and therefore has zero no claims bonus.

The comparison analysed over 100+ companies to find the cheapest quotes with and without a telematics black box option.

Car insurance quote for 18 year old driver with zero bonus

Quote Results

Opting for a black box policy came out significantly cheaper.

The cheapest non-black box option was around 38% more expensive than the cheapest black box quote.

The cheapest quote was the Admiral LittleBox product followed by the Hastings Direct youdrive app-based telematics offering.

The non-telematics cheapest quotes were from Admiral, Diamond and Elephant, all three of these brands are owned by Admiral.

Standard risk data used:

  • Main Driver Age: 18 years old
  • Named Drivers: None
  • Make & Model Car: Volkswagen Take Up!
  • Mileage: 5,000 Miles
  • No Claims Bonus: Zero Years
  • Voluntary Excess: £500
  • Licence: Full UK Licence
  • Convictions: None
  • Previous Claims: None
  • Postcode Location: City Suburb

Quote date: February 2023

Comparison Site: Brilliant Price


This quote is just an example based on some standard basic risk information using the latest rates at the time of this post. There are many factors used in calculating a quote. Your exact quote may be higher or lower depending on your specific details, the date and time you do a quote and the comparison site used.

Car insurance too high? Try this:

Compare Quotes
  • Monthly & Annual Payments
  • Buy online
  • Safe & secure

→ Don't have a reg number? Click Here

Retrieve previous quote