- Purchase a bike that is smaller and has a less powerful engine. Underwriters often apply much higher rates to bigger engine bikes that are faster and increase the risk of an accident.
- Improve your bike's safety and security to get lower insurance prices. Consider installing an approved alarm and immobiliser to reduce theft. Park your bike overnight in a locked building such as a garage or shed.
- If you're a new or young rider then add a more experienced person to the policy. This can often help reduce the quote cost.
- Try to avoid modified bikes or adding a modification to the bike. You will need to declare all mods and this can increase your insurance cost.