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Quote Tips

  • For renewal quotes, remember to include the extra No Claims Bonus year you may be entitled to when your current policy ends.
  • Adjust voluntary excess to reduce your quote and find a balance you're comfortable with.
  • Adding a more experienced named driver such as a family member, can often reduce your price.

Comparison Sites

These types of sites can help you save time by getting quotes from multiple insurance companies. Within a few seconds of submitting your information, the comparison site will start showing you quotes from across the market in order of cheapest first. Car insurance comparison sites will often compare over 100 companies.

We recommend that you try at least two or more comparison sites. The reason is that some of these sites may have unique rates that they have negotiated with insurers for themselves.

Some sites may also include insurers or products that other don’t. For example, Quotezone say they compare 110 insurers but Confused say they compare 120 insurers. This means that Confused includes 10 other companies in their comparison. However, it does not necessarily mean that Quotezone isn’t cheaper for certain risk types, as you don’t know what rates they have negotiated from insurers, so try both.

Temporary Car Insurance

You can take out this policy for 1 hour, a day, a week or up to 28 days. It offers full comprehensive cover including Class 1 Business Use and pays up to £40,000 for accidents, theft or fire damage. It also covers your legal liability and up to £2m for third party property damage. One of the great things about this Cuvva offering is that as it's treated as a separate policy, it does not affect the car owner’s No Claims Bonus should you have a claim.

Pay Per Mile

For the majority of the time your car is essentially doing nothing, sitting on the driveway or parked in the garage, even though you are still paying car insurance. A pay by mile policy aims to address this problem, essentially the less you drive the less you pay in insurance costs.

With these products you have to pay a standard, very low annual premium, and then you pay for each mile you drive, it’s usually a 2p/3p per mile.

The pay by mile product has become very popular due to the increase in homeworking with people not using their car to commute anymore.